12 min read
Cost Analysis
The True Cost of a Merchant Cash Advance — and How to Calculate It Yourself
Advances are quoted as factor rates, not interest. Here is how to convert that into what you will actually pay.
Featured
Guides
How Stacked Advances Compound Faster Than Owners Expect
Taking a second advance to service the first is common — and it changes the math in ways that are easy to miss.
Guides
When Consolidation Helps — and When It Just Resets the Clock
Rolling several advances into one payment can lower the daily bite. It can also quietly extend your term at a higher total cost.
Cost Analysis
What a Renewal Actually Costs — The Hidden Double Fee
Why renewing an advance can mean paying a factor fee on money you already paid a fee on.